Living product guide · Updated September 2026

What you get now—and what comes later.

This table is Pravely’s public source of truth for plan access, platforms, implementation, verification, and customer wording. “Later” and “planned” features are roadmap items, not promises that they are available today.

✓ Included nowLater or planned— Not included

Web and installable PWA

The responsive web app and installable PWA are the first release. Dedicated iOS and Android packages follow only after their own purchasing, restoration, signing, and physical-device testing.

Seven-day trial

The trial provides Complete access for seven days. After expiry, the editable workspace locks; the paywall still lets customers review or export their saved information, purchase access, sign out, or delete their data and account.

36 product capabilities and roadmap items
FeatureFree 7-day trialPlusCompleteWebPWAiOSAndroidImplementedVerifiedCustomer support ownerCustomer-facing wording
Complete trial access ✓ — — ✓ ✓ Later Later Yes Preview trial/Plus/Complete/expired gates passed Founder “Try the Complete experience for seven days. Purchase is required afterward.”
Expired-trial paywall ✓ — — ✓ ✓ Later Later Yes Preview database access gate and browser wall passed Founder “When your trial ends, the editable financial workspace is locked until you purchase.”
Read and export data after expiry ✓ ✓ ✓ ✓ ✓ Later Later Yes Preview read policy passed; complete JSON regression passed; hosted file inspection pending Founder “Your locked paywall lets you review and export your saved information without reopening the workspace.”
Delete financial data after expiry ✓ ✓ ✓ ✓ ✓ Later Later Yes Preview expired-account deletion passed Founder “You can permanently delete your financial data without reopening the app.”
Delete account after expiry ✓ ✓ ✓ ✓ ✓ Later Later Yes Preview expired-account deletion passed Founder “You can permanently delete your account and data from the locked screen.”
Account authentication, recovery, and optional MFA ✓ ✓ ✓ ✓ ✓ Later Later Yes Prior security preview; production email tests pending Founder “Secure account access with email verification, recovery, and optional MFA.”
Cloud save and cross-session data loading ✓ ✓ ✓ ✓ ✓ Later Later Yes Prior preview checks; two-device conflict and production-shaped tests pending Founder “Your plan is saved to your Pravely account.”
Overview dashboard ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; full calculation matrix pending Founder “See your budget, financial health, net worth, and next step in one view.”
Monthly budget and cash-flow plan ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; comprehensive calculation tests pending Founder “Build and maintain a monthly budget from your own numbers.”
Financial health score ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; independent formula specification pending Founder “See a transparent planning score based on the information you enter.”
Debt tracking and baseline payoff ✓ ✓ ✓ ✓ ✓ Later Later Yes Focused debt test passed Founder “Track balances, payments, and an estimated baseline payoff.”
Accelerated debt payoff scenarios ✓ — ✓ ✓ ✓ Later Later Yes Focused debt test passed; browser export check pending Founder “Compare extra-payment scenarios, payoff timing, and estimated interest.”
Net-worth tracking ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; large-account and cross-output tests pending Founder “Track assets, liabilities, and current net worth.”
Net-worth projections ✓ — ✓ ✓ ✓ Later Later Yes Source reviewed; fixed-example tests pending Founder “Explore estimated future net-worth scenarios.”
Calculator suite ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; boundary matrix pending Founder “Use emergency-fund, debt, home, investment, and retirement calculators.”
Goals ✓ ✓ ✓ ✓ ✓ Later Later Yes Local regression and hosted preview preservation passed Founder “Create goals, connect monthly contributions, and track progress.”
Advanced goal forecasts ✓ — ✓ ✓ ✓ Later Later Yes Source reviewed; date-boundary tests pending Founder “Compare goal scenarios and estimated completion dates.”
Smart planning alerts ✓ — ✓ ✓ ✓ Later Later Yes Focused rule test passed; browser preview included Founder “Receive private in-app alerts when your plan needs attention.”
Reports and exports ✓ — ✓ ✓ ✓ Later Later Yes Source reviewed; cross-reader/output verification pending Founder “Preview and export the reports included with Complete.”
AI Health Coach ✓ — ✓ ✓ ✓ Later Later Yes, hardened Production funded response, kill switch, and recovery passed; preview authorization, outage, and alert-route tests passed Founder “Ask for optional educational guidance based on your Pravely calculations.”
Search and navigation ✓ ✓ ✓ ✓ ✓ Later Later Yes Type check; keyboard/browser tests pending Founder “Find features and your saved planning items quickly.”
Settings, privacy choices, and data controls ✓ ✓ ✓ ✓ ✓ Later Later Yes Source reviewed; full browser journey pending Founder “Control appearance, notifications, security, and your data.”
Original Essentials workbook Founding offer Founding offer Founding offer Download N/A N/A N/A Yes Personalization suite passed; live delivery retest pending Founder “The founding offer includes the free original Essentials workbook.”
Product feedback and support contact ✓ ✓ ✓ ✓ ✓ Later Later Yes Source reviewed; end-to-end inbox delivery pending Founder “Contact Pravely without sending passwords or detailed financial data.”
Installable PWA release ✓ ✓ ✓ ✓ ✓ — — Yes Automated prompt capture, Settings visibility, and route tests passed; Chrome, Edge, Safari, Android, iPhone install/update/offline/recovery checks remain launch blockers Founder “Install Pravely from a supported browser for an app-like experience.”
Dedicated iOS app — — — — — Later — Project exists Store purchase/restore, signing, and devices pending Founder “Planned after store and physical-device verification.”
Dedicated Android app — — — — — — Later Project exists Store purchase/restore, signing, and devices pending Founder “Planned after store and physical-device verification.”
Push notifications — — — — Later Later Later Partial scaffolding Sender/device tests pending Founder Do not market as available; include only in the later native release plan.
Biometric app lock — — — — — Later Later Native code exists Physical-device certification pending Founder “Planned with the dedicated mobile apps.”
Annual financial review — — — — Later Later Later Not in launch scope Product and operating process pending Founder “Planned after the responsive web launch.”
Expanded projections — — Planned option Later Later Later Later Not in launch scope Calculation and UX specification pending Founder “A planned optional capability for Complete after launch.”
Bill dates and calendar — — Planned option Later Later Later Later Not in launch scope Calendar, time-zone, and alert testing pending Founder “A planned optional capability for Complete after launch.”
Credit card tracker — — Planned option Later Later Later Later Not in launch scope Data model and calculation testing pending Founder “A planned optional capability for Complete after launch.”
Optional bank synchronization — — Planned option Later Later Later Later Not in launch scope Provider, consent, security, and reconciliation work pending Founder “A planned opt-in capability for Complete after launch.”
Household and partner sharing — — Planned option Later Later Later Later Not in launch scope Permission, privacy, removal, and audit testing pending Founder “A planned optional capability for Complete after launch.”
Customization options — — Planned option Later Later Later Later Not in launch scope Scope and persistence tests pending Founder “Planned customization options for Complete after launch.”

Verification describes completed evidence, not a guarantee of uninterrupted operation. The founder is the current support owner and the only person authorized to change plan inclusion or promote a roadmap feature into the launch product.